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Data Analytics and Risk Management in U.S. Community Banking: Strengthening Financial Stability Through Data-Driven Decision Making

05/08/2026 · Thành viên: Roy Nguyễn · Nguồn: OpenAlex

The U.S. banking sector, especially community banks, faces growing risks from changing regulations, advanced cyber threats, and competition from big banks and fintech companies. Defined here as ins...

<p><strong>Tác giả:</strong> Abdoulie K Darboe</p>

<p>The U.S. banking sector, especially community banks, faces growing risks from changing regulations, advanced cyber threats, and competition from big banks and fintech companies. Defined here as institutions with assets under $10 billion, community banks play a crucial role in local economies by offering personalized services to small businesses, farms, and consumers in underserved markets. However, many of these banks still lack the technological systems and data analysis skills necessary to...</p>

<p>📄 DOI: <a href="https://doi.org/https://doi.org/10.64388/irev10i2-1720343" target="_blank" rel="noopener">https://doi.org/10.64388/irev10i2-1720343</a></p>

<p>📖 <a href="https://doi.org/https://doi.org/10.64388/irev10i2-1720343" target="_blank" rel="noopener">Xem bài báo đầy đủ</a></p>

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